After Reading That AI Tool Cost Analysis, I Audited My Spreadsheet Expenses and Used WorkBuddy to Handle the Monthly Pain Point

I read that post. The user switched from Copilot to Cursor, then to Claude Code, and their monthly bill ballooned from $20 to $250. They concluded that subscriptions are a fixed price, while pay-as-you-go is prone to getting out of control. My situation isn't that complicated—just one machine with a single WorkBuddy subscription—but I get the point. Cost overruns exist in office scenarios too. If you have finance manually merging reimbursement forms, it takes four hours a month. At fifty bucks an hour, that's two hundred dollars, not even counting the cost of errors. Whether AI tools save money depends on whether you can truly offload the most repetitive tasks.