Can Multimodal 'Hefei Model' Work in Insurance? Funding Pace Reveals Industry Truth

HiDream.ai raised over 2.1 billion across three funding rounds within three months; the Hefei government has once again bet correctly on an AI unicorn. The multimodal large model track looks scorching hot right now. But as a product manager in insurtech, what I see isn't just another funding story—it's that multimodal technology is finally starting to touch the underlying logic of financial risk control. The leap from 'understanding language' to 'understanding the world' is the evolution the insurance industry truly needs.